Category Archives: Business

Proof That PSI-Pay’s Contactless Payment Observes Payment Security

When it comes to the use of the contactless pay by PSI-Pay, the payment method is secure and should not be compared to the chip technology that consumer is aware of being less secure. New studies show that in today’s forms of payment in the United Kingdom, in every for transactions that are made, one of them involves the contactless method. There is the need for consumers to understand that the rising number of “taps’ among clients does not come with risk in security. The following reasons show that there are no security threats when it comes to using the contactless form of payment.

 

First, it is essential to understand that all the payments using the technology are intentional. There is nothing like accidental payments when it comes to the tap-and-go technology when you get close to the POS terminal. The payment technology is well protected by the Europay MasterCard and Visa (EMV) standards which are responsible for the technical standards for payment terminals and all ATMs across the globe. The customer’s payment card has the Near-Filed-Communication (NFC) technology that ensures that they are safe. As long as the customer does not bring the card close to about an inch, they do not have to worry about accidental payments.

 

The other measure that PSI-Pay has taken to ensure that the contactless payment is secure is the limited transaction value that a customer can make. For instance, if you use the payment technology in the United States, you cannot exceed the 25 dollar limit. On the other hand, when in the United Kingdom, the payment cannot go beyond thirty pounds. The sales that exceed these limits are not accepted in any Point of Sale, or else the client produces their signature or PIN for identification. The technologies are supported by industry groups such as the Smart Card Alliance Payment council that believes that the encryption technologies are secure for use by customers.

 

PSI-Pay is an e-Money institution that is authorized and regulated by the Financial Conduct Authority of the UK to issue e-money in the SEPA region. The firm is also a principal member of MasterCard, and it is licensed to give Debit and prepaid payments card all over EEA.

Important Decisions For Staying Financially Fit

If you want to achieve financial fitness, you are going to have to make some decisions that you are going to stick to, regardless of what comes your way. The truth is that this is going to be tough, which is why having a coach by your side to help you through your journey is going to be so helpful. As an example of how a coach may help, you can read the many Infinity Group Australia reviews that are out there online. Here are some examples of good decisions or resolutions that you can take on to achieve financial fitness.

 

First of all, you need to make a firm decision to adhere to the number one rule of financial fitness. If you can’t figure out what it is, it is simply to spend less than what you make. If you are spending more money than the money that is coming in, you are going to be in a bad situation.

 

Next, make a resolution to start saving money. You have to save at least ten percent of all of your income. This is the only way you can get out of debt and not fall into it again. If an emergency arises, you do not want to have to max out your credit card and go into debt in order to pay off the emergency expense. By slowly saving up at least ten percent of your income, you will eventually be able to have a comfortable cushion so that you do not have to live paycheck to paycheck without ever having any emergency funds left over. This may be tough, because you may want to use that extra ten percent for some sort of extra expenses or luxuries. That is why you need a coach. A coach will help you decide exactly what percent of your income is reasonable to save and how you can cut off certain expenses in order to reach the amount that you want to save up.

 

Make a resolution to create a spending plan. If you do not have a spending plan, you will end up spending money on things that you do not need. Having a spending plan is just so important. Learn more: https://www.indeed.com/cmp/Infinity-Group/reviews

 

Finally, make a resolution to start paying off your debts, one by one. Paying off your debts is an important step when it comes to financial fitness. Without it, you will not be able to be fit. If you still have debts that are outstanding, do whatever it takes to come up with the money until they are all paid off to the last penny. Your feeling of relief afterward will be well worth it.

The International Banker Of The Times: Anil Chaturvedi

To be a global banker is nothing short of excellence as there are many qualities that such an individual must possess in order to be successful. Besides having an eye for market trends, the successful banker will be able to spot investment opportunities as well. Such are two qualities that describe Anil Chaturvedi, the managing director of Hinduja Bank. Last briefly and take a look into the life of such a phenomenal figure.

Anil Chaturvedi attended Meerut University, India in 1971 and received a B.A. in Economics. Next, he attended the Delhi School of Economics at Delhi University in 1973 and received his M.B.A. Mr. Chaturvedi has had many illustrious positions within the world of banking and finance, from a Branch Manager at the State Bank of India to the Country Head for North America, ANZ Grindlays Bank in NYC. He is currently the Managing Director in Private Banking for Hinduja Bank Switzerland. With an impressive background, it can be understood why Mr. Anil Chaturvedi has become the global visionary that many investors gain insights from. His thoughts are gems for investors.

As being the managing director of Hinduja Bank, Mr. Chaturvedi is responsible for the development of multiple business alliances between corporations in India, the United States, Asia, and Europe. While having banking experience across the globe, this is a task that no one other than Mr. Anil Chaturvedi is qualified and skilled to handle. Anil Chaturvedi has many skills that have led to many outside investors becoming involved with the financial markets of India. With having much experience in the world of investment banking and wealth management, Mr. Anil Chaturvedi has made the advancement of the Indian financial sector a foreseeable task today.

In conclusion, the world of global finance is obviously the benefactor for the presence of such a magnificent figure with experience across the globe in finance and banking trends as well. Many volumes can be written of the achievements of Anil Chaturvedi. As time progresses, many more achievements will be made by this skillful banker and the world of banking will peruse the pages to learn more of his methods.

https://www.guidestar.org/profile/56-2547771

Top Charitable Organizations for Migrant Rights

There have always been charities that help with human, civil, and migrant rights progress, but recently, with the Trump administration targeting immigrants and the freedom of the press, these organizations are needed more now than ever. Read more: Jim Larkin | Twitter and Michael Lacey | Twitter

The Frontera Fund

The Frontera Fund is a somewhat new organization, dating back to 2013. In the 5 years that The Frontera Fund has been active, they have partnered with dozens of organizations in order to make a change in hundreds of immigrants lives.

Michael and Jim, the founders of The Frontera Fund, aren’t Hispanic, but they focus their organizations efforts on the grounds of common enemies.

Joe Arpaio treated Hispanics horribly during his time as Sheriff Of Maricopa County. Sheriff Joe also targeted Michael and Jim with illegal arrests and unjust subpoenas. This is why Michael Lacey and Jim Larkin are helping Hispanics.

The Frontera Fund works with charities such as the ACLU. The official Frontera Fund website also houses a variety of information an immigrant may find useful.

Make the Road New York

This organization is another charity that works in order to advance migrant rights. Make The Road New York specifically addresses the Trump administration in its mission statement, creating solutions to deal with Trump’s harsh policies towards immigration.

Make the Road New York is fighting for the rights of migrants with the organization of mobilization efforts. They also provide legal representation for immigrants and provide housing. Over 17,000 people benefit from the altruism of Make the Road New York every year.

Make the Road New York also has adult literacy programs, children’s education programs, and encourages leadership development by providing skill training and mentorships.

Mariposas Sin Fronteras

This organization’s goal is to assist detained LGBTQ immigrants in being released from these detainment facilities. The title of this organization translates to Butterflies without Borders. In the last six years, Mariposas Sin Fronteras has worked to release 27 detained immigrants from custody. Read more: Lacey and Larkin Frontera Fund and Michael Lacey | LinkedIn

The International Refugee Assistance Project

This charitable entity brings together a network of lawyers to provide pro-bono representation for refugees. The International Refugee Assistance Project is doing all they can to keep these refuges away from the dangers of their own country.

The International Refugee Assistance Project cites its values as accountability, innovation, and candor.

About Michael Lacey and Jim Larkin

Philanthropy is not the only noble venture of Michael Lacey and Jim Larkin. For years, at the Phoenix New Times, Michael Lacey and Jim Larkin worked to expose the brutal Sheriff of Maricopa County. In addition to owning The Frontera Fund, Michael Lacey and Jim Larkin currently own Front Page Confidential together.

Talk Fusion’s Bob Reina Looks at Past As Future Brightens.

Running a modern business now mandates that you have the ability to reach out to your customers in effective and efficient ways. Bob Reina, the founder, and CEO at Talk Fusion, realized early on how important it was for companies to embrace the technological medium of our day: the internet. Reina is the founder of one of the more influential video marketing and communication solution companies on the internet. Talk Fusion was created in 2007, based out of Florida, and it has steadily been rising as a major player in the marketing industry. How did Reina forecast the importance of video marketing and direct selling? What is he doing to keep his spot at the top of the ladder today?

 

For Bob Reina, the life of an entrepreneur was one that beckoned to him later in his career. After spending a decade working as a police officer, Reina had a fortunate encounter with a marketing executive. This encounter led Reina to consider seriously the benefits of chasing his own business ideas and seizing control of his career and work hours. Reina, in essence, wanted to control his output by controlling his input in reference to work. Reina wouldn’t come up with the idea for Talk Fusion right away, that would come years later, but the foundation for what he wanted to do was there.

 

Reina first started working in network marketing and he admits that there were times when his phone bill was larger than his commission check. Reina laments these times but admits that they were important to building up his work ethic. When Reina and his partner, Dr. Jonathan Chen, created the first Talk Fusion product, Video Email, they knew right away that they had something important and effective. Reina would begin the process of marketing the product and by the time that Talk Fusion was ready to open their doors, they had already created a base of interested customers. From there profit was easy and Talk Fusion was quick to start building their brand and extending. Now, Talk Fusion is pulling in industry awards while pushing their product to newer limits. Learn more: https://www.martechadvisor.com/author/bob-reina/

 

 

 

 

 

 

 

Pardon Of Sheriff Arpaio By Trump A Sad EndNote To A Tale of Police Corruption

One of the most notorious and corrupt law enforcement figures in recent history was pardoned by President Donald Trump on August 15, 2017 – a move that produced widespread outrage and condemnation from a variety of civil liberty groups, international human rights watchers and ordinary citizens alike.

Before the pardon, former Maricopa County (Arizona) Sheriff Joe Arpaio would almost certainly have gone to jail after he was convicted of criminal contempt of court, a felony.

The conviction of Arpaio had been a long time coming in the eyes of many. He had presided over a virtual reign of terror, using and abusing his powers as the top lawman of Maricopa County.

The focus of Sheriff Arpaio’s gestapo-like police tactics were directed against undocumented immigrants, migrant workers and people of Hispanic or Latino ethnicity in Arizona. Arpaio established brutal prison camps for immigrants he ordered rounded up and arrested – conditions in these mass jails were so deplorable, world human rights agencies, such as Amnesty International, compared them to the POW camps set up by Nazi Germany.

A number of deaths resulted from the dire conditions that detainees were forced to live under – even pregnant women were chained to the beds while they gave birth.

Sheriff Arpaio’s dictatorial management style also found him routinely violating the Constitutional rights of American citizens, including two Arizona news men, Jim Larkin and Michael Lacey.

Larkin and Lacey headed an alternative newspaper, the Phoenix New Times, which had long been reporting and writing truthful stories about the many questionable police actions of Sheriff Arpaio. That included his notorious Tent City prison and his unlawful harassment of just about anyone who “looked” like they might be Latino of Mexican heritage.

In October of 2007, Sheriff Arpaio sent plainclothes deputies to the homes of both Larkin and Lacey. The men arrived in unmarked vehicles with Mexican license plates. Jim Larkin and Mike Lacey were arrested, hauled from their homes in the dark of night and thrown in jail. The arrest order was triggered by a recent story in the Phoenix New Times about a grand jury investigation into Arpaio’s police department. Read more: Jim Larkin | LinkedIn and Michael Lacey | Twitter

A public outcry erupted almost immediately. Larkin and Lacey were released in about 24 hours. But the unlawful arrests were destined to cost the taxpayers of Maricopa County big time, thanks to the reckless actions of Sheriff Arpaio.

A judge determined that the arrests violated the Constitutional right of free speech and freedom of the press. Larkin and Lacey sued and were awarded $3.7 million in damages from Maricopa County.

Jim Larkin and Michael Lacey could have used the money to take fabulous vacations, buy luxury vehicles or build new homes for themselves – but instead they dedicated the funds to creating a philanthropic organization with the goal of providing aid, support and comfort to the very groups of people that Sheriff Arpaio once terrorized.

Today, the Larkin and Lacey Frontera Fund has donated hundreds of thousands of dollars to dozens of organizations that support Mexican and other immigrants struggling to build new lives in the United States.

Is Waiakea Water The Real Deal

Who would have ever thought that people would actually purchase something that they’re currently getting for free? This notion pertains to bottled water as it has become one of the highest grossing beverages on the planet. On a global level, the bottled-water industry brings in well-over $100,000 million per year. All you have to do is to walk down the streets of your neighborhood. You’ll most definitely see someone sipping on bottled water and if you walk into any store, bottled water is in abundance on the shelves. Have you ever heard of a bottled-water brand by the name of Waiakea?

Waiakea is offering something that is a bit different from the norm. This water has many fine attributes, especially when it comes to health. This product is known as Waiakea Volcanic water, and it has changed the game. This premier brand of bottled water seems to be a full-step ahead of the competition thanks to its natural essence. Unlike other brands, Waiakea Volcanic water doesn’t necessarily come from a natural spring. This popular style of water comes from the high altitudes of Hawaii’s Mauna Loa volcano. Yes, this is very true. Waiakea Volcanic water manifests from snowmelt and rain. As the water trickles downhill, it is thoroughly cleaned and filtered by the volcano’s porous rocks. By the way, this is over 14,000 feet of porous rock. Waiakea water has a host of healthy vitamins, minerals and electrolytes. That can’t be said for the majority of the field.

There are numerous good brands on the market today such as Aquafina, Dasani, Glacier Bay, Ozarka, Aqua Pura, Deep River Rock and Sierra Springs. Though these are great products in their own rights, Waiakea Volcanic water is still outperforming them, and it’s still the recommended choice for the ultimate bottled-water experience.

https://www.luckyvitamin.com/p-1144099-waiakea-hawaiian-volcanic-water-1-liter

The Immigrants Outcry

Jim Larkin and Michael Lacey are Arizona state university dropouts and long-term business partners. They came together during students protest against war; they started a campus magazine known as Phoenix New Times to counter-attack the way the media covered the protests. Read more: Michael Lacey | Twitter and Jim Larkin | Angel.co

The company was started with Larkin being the Chief executive officer, and Lacey was the Executive Editor. The company was later sold to voice group back in 2013.

The announcement of Joe Arpaio pardon by President Donald Trump was a significant event to the Latinos especially Larkin and Lacey. While working with the New Times, they had cross paths with the long-serving sheriff, and they were not in good terms.

They, therefore, responded to this pardon announcement with hostility. The sheriff was known for his negative comments on the immigrants he once mentioned that Mexicans should be deported. Back in the day, the sheriff had the two arrested with no clear judgement.

The county had since compensated them with millions of dollars with which they started the Lacey and Larkin Frontera fund; they used the money to fund various organizations in the state of Arizona. The organizations were specifically those who fought racism and fought for the Latinos and Mexicans in America. Their arrest was however triggered by their past articles. Learn more about Michael Lacey and Jim Larkin: http://www.laceyandlarkinfronterafund.org/about-lacey-larkin-frontera-fund/michael-lacey/ and http://www.bizjournals.com/phoenix/potmsearch/detail/submission/6427818/Michael_Lacey

In the past, the magazine had published an investigative article on the sheriff’s property. There were claims that the sheriff owned more than he could afford the property was worth more than he could earn per year. The investigative report couldn’t go through because the sheriff issued threats to the newspaper’s reporters, they were also banned from the sheriff’s press briefing.

Before the sheriff had Larkin and Lacey arrested they were to publish an article condemning the evil acts that were happening in the jury. The article was titled Breathtaking Abuse of the Constitution. They were however arrested by the sheriff’s goons before the article was released to the public. The arrest, however, happened after a series of revelations from other articles published by the company. The sheriff was however arrested for being racist and unlawful arrests.

In the previous articles, the sheriff unlawful acts have been exposed. The sheriff had a concentration camp where prisoners were wrongfully convicted. Men were thoroughly beaten, sexually assaulted and mistreated.

There was a case of a dead woman due to negligence many deaths were reported from the camp which was publicly known as the Tent City. The sheriff also used his powers wrongfully by using it as a chance to punish his political rivals and those who were criticizing his authority.

Responding to the sheriff’s pardon Lacey said it was an indication that Trump is not intelligent. The country’s judiciary is a failure to the citizens. He also added that the system is a union of corrupt people.

Larkin on the other side described the sheriff as terrible, he, however, said that he respects him for his discernment when it comes to politics. He added that his comments on Trump just added a few voters for Trump.

OSI Industries’ Road To Reaching The World’s Top 100 Food Companies

OSI Industries is a meat processing and wholesale foods company with holdings all across the US and an international presence that’s made it the 10th largest meat supplier in the world, and the 58th largest privately-owned company in the US. Its current net worth is $6.2 billion and it has about 55 processing plants total in its name, though there are additional subsidiary farms such as Amick Farms and Fair Oaks Farms and its also the parent of Nation Pizza and Foods. OSI Industries grew into the company it is today largely because of the main company they supply to the McDonald’s Corporation; but OSI is also led by men of high acumen and it’s invested in advanced food research capabilities.

The company is one of the oldest running meat wholesale companies in the US that was started back in 1909. Otto Kolschowsky moved to the Chicago area that year in hopes of having success providing for his family by opening an butcher shop and providing processed meats to various customers. Over the next 40 years that butcher shop became a meat center that became known as Otto & Sons, and its partnership with McDonald’s began in 1955. 20 years later after Sheldon Lavin came to the company and helped it open some large manufacturing plants, it was named OSI Industries. Three years later it opened first plant in Germany, and that became the start of OSI Europe and its flagship companies which have now added Baho Food and OSI Spain. OSI China began in the late 1980s and GenOSI in the Philippines opened its first plant in 1990.

OSI Industries has never truly left its roots because with every company they’ve acquired around the globe, they’ve taken the approach of adding the company’s managers and employees to the OSI family as opposed to taking a ground zero approach. This is in part because OSI Industries does want to get to know the local customers well, and building on a company’s relationship with those customers is one way to do it. But they also like to think of themselves as a family-run company even with their large size and as Lavin and President David McDonald would say, they don’t consider the company to be a top-run company. OSI Industries received a great honor from the British Safety Council in 2016 for top workplace safety practices known as the Globe of Honour.

 

OSI Industries: An Industry Unto Itself & More

Custom foods are some of the most high-in-demand products on earth. Having a unique food product that’s different from anything else can truly set you apart from the competition. For example, McDonald’s has the “Big Mac” and Burger King has the “Whopper.” These are two of the most popular restaurants, but the two hamburgers taste completely different. OSI Industries is one of the leading foodservice providers that specializes in producing custom foods. The company was started by Otto Kolschowski in the 1920s. This exclusive business actually came from humble beginnings as it was only a family-owned business. Otto & Sons was its name, and it provided some of the best tasting beef products in the Midwest region of the U.S.

One of the biggest reasons for the company’s success is that it can handle a wide variety of tasks. Unlike the competitors, OSI Industries can take the logistical-stress away by offering distribution services, development services, management services and processing services. It would be very hard trying to locate another food provider that possesses this much clout. Thanks to the company’s more than 60 facilities, the food products will get to your company in the fastest of time. What more could a recipient ever ask for? OSI Industries has set the precedent for what a top-of-the-line food provider should be. Foods, foods and more foods. Check out the list below.

  • Pot Roast
  • Pulled Pork
  • Turkey Products
  • Poultry
  • Cucumbers
  • Fruits
  • Onions
  • Hotdogs
  • Chicken Fried Steak
  • Meatloaf
  • Meatballs
  • Fritters
  • Tofu
  • Pepperoni
  • And many more

The affluent Forbes list has recognized the food-giant on multiple occasions. In 2011, OSI generated over $3 billion in revenue, and it was ranked 136th on the Forbes list of largest private companies. In addition to that, OSI was ranked at the 58th position by Forbes three years later, and it generated over $6 billion in revenue. All in all, OSI Industries has set the industry ablaze in a multitude of ways, but who knows how much farther it will go in the coming years.

https://www.crunchbase.com/organization/osi-group#/entity